Bottomline
Summer 2012
It's 12:57pm on Sunday 20th May, 2012
Is it time to employ an apprentice?
As UK businesses consider the threat of skills shortages and recruitment difficulties it is no wonder that 83% of employers say that they rely on their apprenticeships programme to provide the skilled workers that they need in the future. The debate about skills shortages has been fuelled by the general disarray surrounding the recent increase [...]
Posted by
Samantha Wignall
in
Advice for Businesses, HR
On February 28 2012
Superannuation in the healthcare sector (video)
Debbie Wood, partner and head of healthcare services at Moore and Smalley, discusses the issue of superannuation in the healthcare sector with senior tax consultant Lisa Pennington.
Posted by
Debbie Wood
in
Advice for Healthcare businesses, Moore and Smalley TV
On February 24 2012
Understanding funding options: Alternative funding
There are various types of alternative funding, such as Lancashire County Council’s Rosebud Fund; business angels (individual investors); and the government-backed North West Fund. Another source is peer-to-peer lending, operated by organisations such as Funding Circle which matches businesses and individuals who want to invest with businesses looking to borrow. How does it work and [...]
Posted by
Ian Waddingham
in
Advice for Businesses, Corporate finance
On February 24 2012
Hope for the best, prepare for the worst
Hello. I am sitting here in the middle of winter gazing out of the window and wondering whether we will have snow soon. It certainly feels cold enough outside with stinging wind and occasional hailstones suggesting something much worse is just around the corner. But when I look at the temperature gauge, there is more [...]
Posted by
Stephen Gregson
in
Advice for Businesses, Corporate finance
On February 24 2012
Understanding Funding Options: Debt funding (term finance)
What do businesses need to know about debt funding in 2012? Debt funding packages will not be cheap, but availability may show some improvement following the Chancellor’s recent announcement of a £21bn credit easing scheme aimed at smaller businesses. When considering an application for debt funding (also known as term finance), banks will focus on [...]
Posted by
Stephen Gregson
in
Advice for Businesses, Corporate finance
On February 23 2012
Unsettled conditions are forecast for investors in 2012
Government cutbacks may well have a greater impact in 2012 than last year, eroding consumer confidence and creating conditions for an extended period of limited growth. Nonetheless, it’s important not to be overly pessimistic: we should not allow ourselves to be unduly daunted by fears of a double-dip recession. Inflation The Bank of England appears [...]
Posted by
Graham Gordon
in
Wealth management
On February 23 2012
Deadlines! Who needs them?
January is one of the busiest months in an accountant’s calendar because of the 31 January self assessment deadline. The busy lives of business clients can also mean that sometimes the information necessary to complete the tax return is sent in as close to the deadline as possible. But is there a better way? The [...]
Posted by
Isabel Bamber
in
Advice for Businesses
On February 21 2012
Using the family firm to reduce university costs
Sending your child to university will become even more expensive from September 2012 when most universities’ tuition fees will rise to £9,000 annually. While tuition fee loans are generally available, there is a shortfall for maintenance costs. Grants are not available for households with income exceeding £42,600 and loans for living costs range from between [...]
Posted by
David Bennett
in
Advice for Businesses, Advice for Family businesses, Tax
On February 21 2012
